Comprehensive financial planning looks at more than just your bank account to ensure your finances are in order. Below are some of the areas with examples of how we have worked with clients to improve their overall financial picture.
Our fees start at 0.95% of the assets we manage. For clients with less than $400K of managed assets, there is a $1K upfront charge and annual minimum fee starting $4K+ paid in monthly installments.
General planning
- Cash flow review and net worth tracking
- Debt management strategies
- Financial portal for budgeting, spending and trending
Investment management
- Investment strategy, risk tolerance and time horizon
- Asset allocation, selection and location
- Trade execution, tax loss harvesting and optimal rebalancing strategies
Retirement planning
- Retirement trajectory assessment
- Monte Carlo simulation analysis
- Recommendations to improve probabilities of success
Risk needs analysis
- Evaluation of current insurance coverage
- Recommendations for new coverage
- What if analysis
Employer benefits
- Equity strategy: stock options, ESPP and RSU’s
- Annual benefit election guidance
- Traditional vs. Roth contribution assessment along with investment selections
Tax planning and forecasting
- Optimization & withdrawal strategies
- In year tax forecasting to help organize and prepare for the tax year
- Scenario tax planning analysis
