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A Crash Course on PMI

June 8, 2020 by Michael Schupak

What is PMI? Private Mortgage Insurance (PMI) is lender’s protection in the event that a home buyer defaults on their mortgage. Typically, banks require at least 20% down for a home purchase. The purpose is to ensure that if the lendee defaults on their mortgage, the bank will be able to recoup … [Read more...]

Filed Under: Uncategorized

Rise of the Health Savings Account

November 15, 2019 by Michael Schupak

HSA Strategies

Over the last several years I have witnessed a rise in Employer-offered High Deductible Health Care (HDHC) plans. A Health Savings Account (HSA) typically comes hand in hand with an HDHC offering. An HSA is Similar to a Flexible Spending Account (FSA). They both provide a means to pay for medical … [Read more...]

Filed Under: Uncategorized

Winter is Coming

December 6, 2017 by Michael Schupak

Ok, now that I have your attention...I actually mean Tax Reform is coming... As of Saturday (12/2/17), the Senate passed its version of the tax bill and earlier in November, the House passed theirs. Over the coming weeks, the two sides will work together to compromise on a bill. I've been … [Read more...]

Filed Under: 2016, Uncategorized Tagged With: Tax Returns

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